Tuesday, August 18, 2015

POWER to the Home Buyer!



This year (as well as last) I have had a lot of my clients tell me how much difficulty they have had trying to purchase a home. Whether you can't quite get the loan you need, or find yourself offering the best you can but getting out bid, you may still have some options that can boost your purchasing power, and get your next home!

Around 87% of homes qualify for down payment assistance, and a lot of buyers simply are not aware of all of their options which could save them thousands of dollars.

In my ongoing search to help my clients, I have come across an awesome online resource that connects hard to find financial programs that are giving buyers the power they need to finally purchase a home.

To search what is available to you in your specific location, click here.

The website linked to above is great at showing what types of assistance are available but you will still need an excellent, reliable and experienced loan officer to put everything together for you. For the years that I have been in real estate, I have met many wonderful loan officers and learned about many of the different lenders. Of all of the loan officers and lenders, I have compiled the top 3 absolute best, no one works harder, has greater flexibility or such a wealth of knowledge as these people do. In no particular order, the following are my top 3 loan officers.

Elizabeth Haddad - Cal Coast Financial
Many years of experience, excellent at getting anyone a loan, and always there when you need her. Able to speak English and Spanish.

Erica Moreno - Chase Bank
Excellent customer service, great flexibility, and outstanding loan team with many happy clients. Able to speak English and Spanish.

Ritu Bhalla - Cal Coast Financial
An energetic, outgoing person. Cal Coast is an excellent lender, and affords great flexibility. Able to speak English, Hindi and Punjabi.


Tuesday, August 11, 2015

Being a Positive Impact throughout the World through Real Estate


Did you read the title?

Well... how is it possible to be a positive impact throughout the world? Am I expanding my scope of real estate services to other countries?

While I do help people from around the world, my scope of services are for now within California of the U.S. So how can I impact the world? By taking the next step, and making changes through charity. That's right! As of today, I am donating a portion of EVERY commission of transactions resulting in a sale or purchase of a home to a reputable charity of your choosing, or, let me decide to:
  • Get child slaves out of slavery and provide food and education to them in Haiti.
  • Get less fortunate children and families medical attention, food and more in Vietnam.
  • Enable women in Africa to start small businesses and provide for their children. 
This is an opportunity for you and I to make a difference! Free slaves, feed mouths, provide education, make others eternally grateful! There are those working hard to accomplish this, but they need our help.




If you would like to give directly to help freed child slaves in Haiti, click here.
For more information on other charities, please contact me.